For many, the American dream has turned into the American nightmare. The goal of owning a home with a picket fence has turned into a competition to own the largest home on the block with the nicest car and the coolest toys. The average home size has doubled since the 1950's even as family sizes have shrunk. The cost of living that kind of life requires spending most of our waking hours servicing the debt that goes along with it. Over time, those who live that life become numb to the price that must be paid to maintain it.